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Terms & Conditions

SALES POLICY:  The purchase of products on this website are subject to the following terms and conditions.  All customers are advised to review these carefully before making any purchase. Customers are not allowed to copy, distribute, share and/or transfer the product/s they purchased to any third party or person. All transactions are made through payment gateways such as PayPal that use SSL encryption. These payment gateways are safe and secure for using all types of credit cards and debit cards in different countries and your details are not stored during this process. All purchases made on are non-refundable. Since the products made available here are intangible, we cannot accept any request for refunds. In the case where a purchase error is made please contact us at to discuss a resolution. By placing an order with, you warrant that you are at least 18 years old (or have parents' permission to buy from us), and accept these terms & conditions, which shall apply to all orders placed. None of these terms & conditions affect your statutory rights.


PAYMENTS:  All transactions conducted through are handled by a dedicated third party to ensure your information is secure. Card information is not stored, and all card information is handled by PayPal. Please read the terms & conditions for Paypal, as they are responsible for the transactions made.

ADDITIONAL INFORMATION: reserves the right to amend any information, including but not limited to prices, technical specifications, terms of purchase and product offerings without prior notice. WIX is not responsible for any content, interactions or transfers made via RETURN POLICYs all of our products are digital and or virtual experiences they are deemed "used" after download, experienced or opening. This unfortunately means we have a strictly no refund policy in regards to dissatisfaction with product.

Please contact us at to see how we can remedy any problems you may have with this.



In consideration of my being able to participate in The MATrix Method™, and any activities conducted by Kari Galu and staff, I understand that I must purchase a a class, classes, event or package consisting of any of the following but not limited to, group classes, exercise guides, virtual or in-person training session(s) , events or event must read and agree to where I assume the risks for participation, waive of liability, and group, small group, event, workshop and personal training policies and procedures.I understand that the program is voluntary and that Kari Galu or any of her coaches will develop and guide me through my program(s). I understand that the programs, exercise guides, exercises, videos, classes and events are designed for those individuals who do not have certain medical limitations regarding diet/exercise. If applicable, I will accurately and completely disclosure of any prescribed medications I am taking and any exercise or diet limitations I am aware of or have been informed of by my doctor, so that my Coach, Trainer can develop a modified plan for my personal medical considerations. During the program if my medications, condition, or medical limitations should change, I will notify the Coach/Trainer asap. I understand that it is recommended that I have a yearly physical or more frequent physical examination and consultation with my physician as to physical activity and diet so I am aware of what is appropriate for me. I acknowledge that I have either had a physical exam and have been given my physician’s permission to participate or I have decided to participate without approval of my physician.I understand that while my Trainer will review any disclosed medical limitations, my Trainer is not a physician and cannot replace the advice and expertise of a physician.I understand that although my Trainer may include recommended caloric ranges, macronutrient distribution, and suggested foods to ingest (or, in some cases, avoid) to better meet my fitness goals, my Trainer is not a nutritionist or registered dietician (RD), and she is legally not allowed to prescribe a specific meal plan for me. I understand that any specific diet limitations need to be discussed with my physician, nutritionist, or RD to ensure proper monitoring.I understand that I have the complete right to stop or decrease exercise at any time during a session, and that it is my obligation to notify my physician or seek medical attention immediately if I develop any symptoms such as fatigue, shortness of breath or chest discomfort.I realize that participation in the program including but not limited to exercising, use of exercise equipment and strenuous exertion (strength training) all of which increase heart rate and body temperature.I understand that exercise involves certain risks, including but not limited too, serious neck and spinal injuries resulting in complete or partial paralysis, heart attack, stroke or even death. Also, injuries could occur to bones, joints or muscles. Slips, falls, and unintended loss of balance could result in muscular, neurological, orthopedic or other bodily injury. I understand that part of the risk involved in undertaking any activity or program is relative to my own state of fitness or health (physical, mental, or emotional) and to the awareness, care and skill which I conduct myself in that activity or program.Knowing the material risks and appreciating, knowing and reasonably anticipating that other injuries are a possibility, I hereby expressly assume all of the delineated risks of injury, all other possible risk of injury, and even risk of possible death, which could occur by reason of my participation.I do hereby waive, release and forever discharge to Kari Galu, The MATrix Method™ and the Ramsay household at 229 Long Neck Point, Darien, CT from any and all responsibilities or liability for any present and future injuries or damages resulting or arising from my participation in any activities including but not limited to use of the nutrition guide, exercise, personal training or use of the equipment including any injuries and damages caused by the negligent act or omission of any of those persons or entities mentioned above. Group Classes, Personal Training and Event Policies and Procedures- Group Classes, Small Group Training, Personal training Package sessions must be paid in full prior to the services are to be rendered.- Any Online package PDF files may be printed out for personal use, but are not to be distributed to any otherindividuals other than the purchaser.  I declare that I have read, understand and agree to the contents of this Personal Training Agreement in its entirety. I understand that the Assumption of Risk, Waiver of Liability, and Personal Training Policies and Procedures are intended to be as broad and inclusive as permitted and agree that if any portion is held invalid, the remainder will continue in full force and effect. I have read and agree to the terms above *​WAIVER OF LIABILITY" through the purchase of a Kari Galu, The MATrix Method™ Virtual fitness class experience and/or in person sessions,  I have agreed to voluntarily participate in an exercise program, including, but not limited to, strength training, aerobic and cardiovascular exercise, yoga, flexibility and balance development, under the guidance of Kari Galu.  I hereby stipulate and agree that I am physically and mentally sound and currently have no physical conditions that would be aggravated by my involvement in an exercise program.  I understand and am aware that physical-fitness activities, including the use of equipment, are potentially hazardous activities.  I am aware that participating in these types of activities, even when completed properly, can be dangerous.  I understand that Kari Galu will take precautions to ensure my safety, however, I expressly assume and accept sole responsibility for my safety and for any and all injuries that may occur.  In consideration and acceptance of this entry, I, for myself and for my executors, administrators, and assigns, waive and release any and all claims against Kari Galu, including all staff, independent contractors representing them, and/or The Ramsay household at 229 Long Neck Point, Darien, CT, and agree to hold them harmless from any claims or losses, including but not limited to claims for negligence for any injuries or expenses that I may incur.  These exculpatory clauses are intended to apply to any and all activities occurring during the time for which I have contracted with Kari Galu for the virtual fitness class experience and all in person sessions. Do you agree with this policy? *

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